TERMS AND CONDITIONS FOR THE REFERRAL CAMPAIGN
- Applicable for both annual and short period covers-Comprehensive as well as third party.
- Applicable to personal lines only-Motor, Home. Not for corporates or industries
- The referred person should not be an existing Madison Customer and should come as a “Direct customers” only
- Where there more than one referrer, the first referrer to send the reference will be considered as eligible for the campaign
- Corporate clients will be considered separately –not as part of campaign
- For a referrer to be eligible it is essential that the referred client is not our existing client
- Where the referred pays on installments, the benefit is on actual amount paid
- The rates charged would be the normal rate chargeable to a direct customer if the campaign was not in force including protecting their NCD if the client was eligible for the same
- We have the right to change or modify terms at our discretion and our decision will be final
- Any disputes will be referred through our normal claim redress process and will be subject to Arbitration law and laws of Zambia.
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