Our motor insurance package is all inclusive and is designed to meet the different needs that you have.


Comprehensive policy holders are covered in the following circumstances:

  • Accidental /fire damage to your vehicle
  • Loss of vehicle or spare parts / accessories
  • Protection and removal after accident
  • Third party liabilities (damage to property, death or injury)
  • Riot and strike cover (non-political)
  • Medical expenses cover up to a stated limit (private cars only)
  • Personal accident cover for insured and spouse up to a stated limit (private cars only)
  • Authority to repair damage to vehicle up to a stated limit.


This policy is designed for:

  • Professionals
  • Top executives
  • Officers or diplomats

MGen provides comprehensive cover at a favorable rate. We reserve the right to deem who is eligible to be considered in this category.

Full Third Party Fire And Theft

This policy covers:

  • Loss or damage caused by fire
  • Lighting
  • Explosion
  • Theft, or attempted theft.
  • Third party liabilities (property, death and / or injury).

Third party Liabilities

This policy covers:

  • Third party liabilities (property, death and / or injury) only.

Motor Traders – Internal And External Policies

These policies cover motor vehicles which are in the custody/ care of motor traders against:

  • Accidental / fire damage to the vehicle
  • Liability to third parties
  • Theft of vehicle.